Fidelity Bank Plc has released its audited financial statements for the half-year ending 30 June 2025, reporting strong performance and consistent growth across major financial indicators.
According to the results published on the Nigerian Exchange (NGX) portal on Thursday, 13 November 2025, the bank recorded significant improvements in key metrics. Gross earnings rose to ₦748.7 billion, up from ₦512.9 billion in the same period of 2024, while interest income increased to ₦557.9 billion compared to ₦357.9 billion last year. Total deposits also grew, reaching ₦7.20 trillion from ₦6.94 trillion in H1 2024.
Low-cost deposits also showed a slight increase, rising to ₦4.85 trillion from ₦4.83 trillion in H1 2024, highlighting the bank’s ability to attract and retain customer funds efficiently.
Fidelity Bank continued to expand its digital banking services, enhance customer experiences, and support key sectors of the economy. Its loan book grew steadily, with net loans and advances reaching ₦1.69 trillion, up from ₦1.59 trillion in H1 2024, reflecting increased lending to businesses and individuals. Asset quality remained stable, with non-performing loans maintained well within acceptable levels.
The bank’s ongoing capital-raising initiatives have strengthened its financial position, positioning it to meet evolving regulatory requirements while pursuing new growth opportunities. Its strong liquidity and robust governance framework provide a solid foundation for continued success.
Ranked among Nigeria’s top banks, Fidelity Bank Plc serves more than 9.1 million customers through digital channels, 255 business offices across Nigeria, and its United Kingdom subsidiary, FidBank UK Limited.
The bank has received numerous local and international accolades, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay Banks and Financial Institutions (BAFI) Awards, the 2024 Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider award by Global Brands Magazine. It was also named the Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and Export Financing Bank of the Year by the BAFI Awards.
