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Polaris Bank Introduces Target Savings Account

Vanessa by Vanessa
September 1, 2020
in Business
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Polaris Bank Introduces Target Savings Account

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…admonish Nigerians To Strengthen Their Savings Culture

 

 

Polaris Bank has launched ‘Polaris Target Savings Account’ to help Nigerians imbibe healthy savings culture as a means to building a strong financial base.

The Bank in a statement released at the weekend quoting its Group Head, Products & Market Development, Mrs. Adebimpe Ihekuna said “The savings culture is gradually going into extinction as people generally spend than save, hence the launch of the target savings account to help Nigerians save for a better tomorrow.

“We recognize that there is never going to be enough money to save. That is what one must first accept but the need to develop the habit of savings is as important as life in itself. A salary increase for most people will not necessarily get them to save more. Your children finishing school will not get you to save more. A bigger client for your business will not get you to save more. Getting older will not enable you to save more. Paying off your mortgage and other debts will not get you to save more. All these are excuses not to start SAVING TODAY. If you are not saving with what you have today, chances are you might not save when you have more money.” Mrs. Ihekuna declared.

Elaborating further, the top Banker explains: “It’s simply because we seem not have inculcated the culture of savings. One of the definitions we found describes culture, as a way of thinking and behaving in a society.

In our own words – Anything done consistently becomes a habit; a habit done over and over, becomes a way of life i.e. culture. If we look at our society, we have a spending culture as opposed to a savings culture. This is why most often, a bigger salary means more spending; while we often assume, albeit erroneously, that we will invest or save more when we earn higher income. In reality, the world is never going to run out of things one can buy. You may think you have the latest asset today, and a month later, another model or upgraded version of it will be there.”

“The good news is that it is never too late to start saving. Nigerians who want to take up the challenge and begin to save for specific goals for the future, no matter how small, can now do so with ease through the Polaris Target Savings account. The product was designed to help customers plan and achieve their set financial targets”.

According to the Group Head, the Target Savings Account is open to all customers, Polaris and non-Polaris account holders.

“Polaris Target Savings account can be adopted by individuals – men, women, young adults and Children”, she added.

The product offers flexible tenor and competitive interest rate. Other benefits include opportunity to _get_ soft loans against savings, Advisory and financial coaching services, etc.”

‘’The Polaris Target Savings Account is easy to use; customers can deposit daily, weekly, monthly or quarterly earnings, through online direct deposits, standing order instructions or mobile and internet banking platforms.

The account can be linked to existing Polaris Bank accounts. Customers can sign up through the Bank’s mobile or internet banking platforms, and at all Polaris Bank branches nationwide.”

Accessibility is simple and swift. Customers can create their own target savings from their devices by visiting https://accounts.polarisbanklimited.com/opening/ to open an account within a few minutes or visit the Bank’s website www.polarisbanklimited.com for additional information on the product.

Polaris Bank is a future-determining Bank committed to the delivery of industry-defining products, and services across all sectors of the Nigerian economy.

 

 

 

 

 

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Tags: #PolarisBank#Polarisbank #Centralbankofnigeria
Vanessa

Vanessa

I'm a journalist and relationship columnist. Nigeria Media Merit (NMMA) 1st Runner Up Award Recipient. I'm passionate about arts, entertainment,marriage, religion and politics. I love giving back to society.

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